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Does my home insurance cover my dog? We answer your questions

Tuesday, August , 2026

Care and advice

The answer is yes! Most home insurance policies cover civil liability for our pets. That is, any damage they may cause to third parties, whether by getting into a fight or causing damage to other people's property.

However, if you opt for more comprehensive protection, there are specific pet insurance policies available. These plans offer specialized coverage that provides peace of mind and security, ensuring that your pet is always protected in any situation.

 

Specific pet insurance coverage


 

Specific pet insurance coverage may vary depending on the insurance company and the type of policy you choose. However, some of the most common coverage you can find in pet insurance includes:

· Illness and accident coverage: This is the basic coverage that includes medical and veterinary expenses related to illness or accidental injury. It covers treatments, medications, surgeries, and hospitalizations.

· Preventive care coverage: Some pet insurance policies offer additional options to cover routine expenses such as vaccinations, annual health exams, deworming, spaying or neutering, and other preventive services.

· Coverage for specialized surgeries and treatments: This includes expensive or specialized procedures that may require additional care, such as orthopedic surgery or rehabilitation therapies.

· Coverage for chronic illnesses: This coverage applies to chronic or pre-existing illnesses in your pet, as long as they are not excluded from the policy.

· Theft or loss coverage: Some insurance policies offer compensation if your pet is stolen or lost.

 

At Viajes 4Patas, we know how important your pet is to you, which is why we recommend Barkibu insurance, a reliable and comprehensive option to protect the health and well-being of your dog or cat. Best of all, with our exclusive coupon, you'll get a €25 discount on your policy!

To redeem your exclusive Club 4Patas coupon and get a €25 discount on Barkibu insurance, click here. Take advantage of this special offer and ensure your pet's well-being today!